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Key Answers for Business Owners Seeking Financing Options

There are multiple ways your business can get financing quickly. They differ on what you need to do for quality, cost, documentation and time required. Please consider carefully and let us help you get you the most suitable offer from a direct funder by filling out our 3 question form.

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The fastest way to get small business financing will depend on your specific needs and circumstances, but some options that are typically faster than others. Please consider carefully and let us help you get you the most suitable offer from a direct funder by filling out our 3 question form.

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The are many ways to get your business funded without the need for collateral. They differ significantly in what you need to do for quality, cost, documentation and time required. Please consider carefully and let us help you get you the most suitable offer from a direct funder by filling out our 3 question form.

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Revenue-based financing (RBF) offers several advantages for startups and small businesses with steady or growing revenues, including eliminating the need for collateral and extensive financial paperwork as well as much quicker approvals

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Merchant Cash Advances offer several advantages for startups and small businesses with steady or growing customer payments, including eliminating the need for collateral and extensive financial paperwork as well as much quicker approvals.

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This type of fast funding is suitable for most businesses, especially those with steady or growing revenues and bank deposits.  In particular, it’s great for businesses that need fast capital to take advantage of an opportunity or to handle unexpected expenses and for service industries that are often overlooked by traditional banks due to lack of assets to be used for collateral such as:

  • Service Business 
  • Restaurants 
  • Construction
  • Retail Stores
  • Specialty Trades
  • Manufacturing

If your business has steady bank deposits Revenue Based Financing or a Merchant Cash Advance can be approved quickly and with limited paperwork and without collateral.

SBA loans provide some of the most cost effective financing options, but to qualify for an SBA loan, your business generally needs to meet extensive criteria, provide substantial supporting documentation including business plans and financial projects, have a high credit score and meet SBA size standards. It could also be a lengthy process that you should plan well in advance.

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To secure a business line of credit your business typically needs to meet a series of requirements including good credit history, extensive documentation including a solid business plan and financial projects as well as, often, a collateral requirement.

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Small businesses require specific financing considerations to keep in mind and there are specific considerations to consider for specific types of businesses.

Small Business  Restaurant  Retail Store  Service Business

The requirements for an unsecured personal loan may vary depending on the lender, but here are some common requirements:

  1. Good credit score: Since unsecured personal loans do not require collateral, lenders rely heavily on your credit score to determine whether to approve your loan application. Generally, a good credit score is considered to be above 670.
  2. Verifiable income: Lenders will typically require proof of income, such as pay stubs or tax returns, to verify that you can repay the loan.
  3. Low debt-to-income ratio: Lenders will look at your debt-to-income ratio, which is the amount of debt you have compared to your income, to determine whether you can afford to make loan payments. A lower ratio is preferred.
  4. Employment history: Lenders may look at your employment history to ensure that you have a stable source of income and are likely to continue to make loan payments.
  5. Age and residency: You must be at least 18 years old and a U.S. citizen or permanent resident to qualify for an unsecured personal loan.
  6. Other factors: Lenders may also consider other factors such as your level of education, credit history, and the purpose of the loan.

It’s important to note that the interest rates and fees for unsecured personal loans can be higher than secured loans such as a home equity loan or a car loan, due to the higher risk to the lender. Before applying for an unsecured personal loan, it’s important to carefully review the terms and conditions of the loan to ensure that it’s the right fit for your financial situation.

There are multiple ways your business can get financing quickly. They differ on what you need to do for quality, cost, documentation and time required. Please consider carefully and let us help you get you the most suitable offer from a direct funder by filling out our 3 question form.

The fastest way to get small business financing will depend on your specific needs and circumstances, but some options that are typically faster than others. Please consider carefully and let us help you get you the most suitable offer from a direct funder by filling out our 3 question form.

The are many ways to get your business funded without the need for collateral. They differ significantly in what you need to do for quality, cost, documentation and time required. Please consider carefully and let us help you get you the most suitable offer from a direct funder by filling out our 3 question form.

Revenue-based financing (RBF) offers several advantages for startups and small businesses with steady or growing revenues, including eliminating the need for collateral and extensive financial paperwork as well as much quicker approvals.

Merchant Cash Advances offer several advantages for startups and small businesses with steady or growing customer payments, including eliminating the need for collateral and extensive financial paperwork as well as much quicker approvals.

This type of fast funding is suitable for most businesses, especially those with steady or growing revenues and bank deposits. Please consider carefully and let us help you get you the most suitable offer from a direct funder by filling out our 3 question form.

SBA loans provide some of the most cost effective financing options, but to qualify for an SBA loan, your business generally needs to meet extensive criteria, provide substantial supporting documentation including business plans and financial projects, have a high credit score and meet SBA size standards. It could also be a lengthy process that you should plan well in advance.

To secure a business line of credit your business typically needs to meet a series of requirements including good credit history, extensive documentation including a solid business plan and financial projects as well as, often, a collateral requirement.

Small businesses require specific financing considerations to keep in mind and there are specific considerations to consider for specific types of businesses.

The requirements for an unsecured personal loan may vary depending on the lender, but here are some common requirements. Please consider carefully and let us help you get you the most suitable offer from a direct funder by filling out our 3 question form.